Halop is an ambitious law student whose job with a crooked finance company makes him the scrooge of the neighborhood. He wants to romance the wealthy Parrish, but he also has local girl Gillis on his tail. One of his jobs with the sleazy company has him repossess the cab driven by
Gillis' father. His "Little Tough Guy" buddies try to stop him but to no avail. Halop finally realizes that his work is hurting his people, so he decides with his friends to expose the company to the authorities. A couple of scrapes later, he gets the evidence he needs, along with the heart of
Parrish. Also along the way he forms a credit union for the people.