Four old friends, co-owners of a vintage boat, meet socially and trade barbs about their accomplishments. Thad (Todd Field) struggles to keep his restaurant afloat; Robert (Daniel Baldwin) exaggerates his success as an accountant. Whereas realtor Michael (Michael T. Weiss) hustles to sell properties and bed women, laid-back Woody (Craig Sheffer) doesn't exert himself on any score. When a buyer offers big bucks for their vessel, the quartet proposes a wager to resolve the issue of whether to sell. After moving to a new city, they must start over with a 100 dollar stake. Whoever accumulates the most money in a month will win sole ownership of the prized ship. Initially...