The makers of this direct-to-video release thought the world was ready for a thriller about an insurance actuary. They thought wrong. The film premiered on Showtime and then was released on home video.
Richard Ramsay (Andrew McCarthy) is a hotshot Hartford, Connecticut, insurance theorist who originated the proposition that freak accidents can usually be blamed on their victims. As industry policy, this principle has made Ramsay a rich man, and a target for at least one customer shafted by his
improbable probability curve.
The trouble begins when he is contacted by Belsen (John Evans), an extortionist who reports that Ramsay's wife Sarah (Kate McNeil) has hi...